Standard transfers
2 banking days before the date on which the amount must be available to the recipient.

• For account-based transfer via the Internet at 6.00 p.m.
• For NemKonto transfer via the Internet at 3.00 p.m.

Fast transfers
1 banking day before the date on which the amount must be available to the recipient.

• For account-based transfer via the Internet at 12.00 noon
• For NemKonto transfer via the Internet at 9.00 a.m.